Portland Homes with Flood Zone Lot description

Portland Homes with Flood Zone Lot description

Welcome to Portland, Oregon—a vibrant city known for its eclectic culture, stunning natural beauty, and a strong sense of community. Nestled between the majestic Columbia and Willamette Rivers, Portland boasts a unique blend of urban sophistication and outdoor adventure. With its lush parks, thriving food scene, and renowned craft breweries, this city is a haven for those who appreciate a balanced lifestyle.

As you explore the real estate market in Portland, you'll find a diverse selection of homes that cater to a variety of tastes and budgets. Among these, properties located in flood zone lots offer a unique investment opportunity. While these homes may come with specific considerations, they often present a chance to own a piece of Portland's picturesque landscape, often at more accessible price points.

Living in a flood zone can mean embracing the charm of waterfront views and the tranquility of nature right at your doorstep. However, it’s essential to understand the implications of owning a property in such areas, including potential insurance requirements and zoning regulations. Many homeowners in these zones have successfully adapted their properties to mitigate risks, creating beautiful, resilient spaces that thrive in harmony with their surroundings.

Portland’s flood zone homes are not just about the property; they are about the lifestyle. Imagine morning walks along the river, community events in nearby parks, and the vibrant local arts scene—all within reach. If you’re ready to discover your dream home in this dynamic city, let us guide you through the possibilities that await in Portland’s flood zone neighborhoods. Your adventure in this remarkable city starts here!

Newest Portland Homes with Flood Zone Lot description

$330,000
2 Beds ⋅ 1 Baths ⋅ 154806431 MLS
Experience modern riverfront living at its finest in this floating home! Situated in a premium outside slip at McCuddy's Big Oaks Marina, this newer floating house boasts unobstructed, sweeping views of the Multnomah Channel and Sauvie Island from every room. Featuring a sleek, light-filled interior, this low-maintenance home offers 2 bedrooms (including a versatile upper loft) and a full bathroom complete with stacked laundry.Step onto the partially covered deck—thoughtfully designed for year-round enjoyment, keeping you protected from winter rain while offering front-row access to summer sunshine. Direct main channel frontage makes this an outdoor enthusiast's dream for paddling, boating, and fishing right from your back door. Modern efficiency meets peace of mind with a durable metal roof, energy-efficient ductless mini-split system for year-round heating and cooling, and a float that should easily qualify for financing. Conveniently located off Highway 30 for an easy commute to NW Portland and just 2.5 miles to Scappoose shopping and dining. This floating home is in a rented slip where rentals are allowed and dogs are allowed as pets.The slip next to the house is available for use also! Book a showing today!

25000 NW St Helens RD Unit #24, Portland
$390,000
2 Beds ⋅ 2 Baths ⋅ 261905640 MLS
The float rated a 4 in 2022. A rating of 4 would make this floating house eligible for financing. A new shower, bathroom with subfloor heating, and gas fireplace all make this a wonderful place to be in the winter. The front deck facing the river is enjoyable year-round. If you enjoy beautiful sunrises and sunsets, a front-row seat to nature, and space to enjoy the daily rhythms of the river year-round, this floating home might be for you. The entire house has been well maintained. A storage shed on the dock side of the house along with plenty of closet space and a large laundry room inside add to the usability of this home. In the laundry room there also is a water filtration system that filters the water used in the kitchen. There also is a new water heater. One assigned parking place on Bridgeton Road is included and there is guest parking available. Room to keep a boat in front of the deck rounds out the list of reasons to schedule a showing of this waterfront home today.

531 N Bridgeton RD Unit #4, Portland
$50,000
2 Beds ⋅ 2 Baths ⋅ 305014903 MLS
Been dreaming of a quiet retreat on the water? Just you and the Columbia river musing together while the sun sets? Welcome to this outer slip at Island Cove! Park the boat in front of the house and come and go from the river with ultimate ease, no neighbors in front of you! This is a rare and unique opportunity - buyer has the option to restore the floating home to marina standards or remove the home and bring in their own marina approved floating home. The house is a 2 bed/2 bath 1147 sq. ft. fixer that needs repair. Floats(foundation), roof, interior all need attention. Perfect opportunity to create the space you want right on the river. Island Cove is a quiet, gated community on the Columbia river that comes with dedicated and secured parking. Lotus Isle Park is right next to the marina, and Hayden Island and all of North Portland is within quick reach. Come create the space to your liking and find yourself rested on the water; to watch the holiday ships roll past, the cormorants and pelicans nest and hunt, and drift in the gentle rhythm of this amazing waterfront community.Internal photos available upon request.

11694 N Island Cove LN, Portland
$149,000
1 Beds ⋅ 1 Baths ⋅ 148583915 MLS
Experience the beauty of Multnomah Channel living in this charming 1-bedroom, 1-bath floating home with boatwell at Skyline Moorage, surrounded by incredible Pacific Northwest scenery and wildlife while still just a quick trip down Highway 30 to Portland. One of the home's amazing features is the rooftop deck offering incredible 360° views of the Multnomah Channel and surrounding natural scenery, the perfect place to relax, entertain, watch sunsets, or take in the abundant wildlife. Enjoy frequent sightings of bald eagles, osprey, owls, sea lions, and seasonal salmon runs. Directly across the channel on Sauvie Island, land owned by the U.S. Army Corps of Engineers helps preserve the beautiful, unobstructed setting. Inside, a Daikin mini-split provides efficient heating and cooling on the main level, with additional upstairs cooling and supplemental heaters. The home is also available furnished, offering an excellent turnkey opportunity. A major bonus is the private boatwell with an existing boat lift, making it easy to enjoy everything the river has to offer. The seller's approximately 18' 1995 Century boat and trailer may also be available, and Skyline offers access to an on-site private boat launch right across from the floating home combo. The home utilizes a multi-stage river-water filtration system for bathing, dishwashing, and household use, with bottled water currently used for drinking and cooking. Moorage amenities include sewer, garbage and recycling, communal dock maintenance, designated parking, and optional boat-trailer parking. Whether you're looking for a full-time home or waterfront getaway, this is a unique opportunity to enjoy boating, wildlife, 360° views, and floating life directly on the Multnomah Channel without giving up convenient access to Portland.

23540 NW St. Helens RD Unit #S4, Portland
$469,000
2 Beds ⋅ 1 Baths ⋅ 331088657 MLS
Experience the charm of this custom built floating home, designed for comfort and style. Built in 2006 with steel stringer float, this 2-bedroom, 1.5 bath home features a 432 sq. ft. boat well with a built-in lift, offering additional storage - an added bonus for floating home living. The spacious primary bedroom includes a walk-in closet and slider to 440 sq. ft. deck, which features a metal gazebo for year-round outdoor enjoyment. The en-suite bath offers a deep soaking tub and double sinks. A second non-conforming bedroom provides flexibility for a home office or bonus space. Living room has fireplace to stay warm in winter plus central AC keeping you cool on hot days! New 96% efficient Trane furnace & AC July 2025 with transferable warranty! Slip ownership with very low $415 monthly HOA dues covering water, sewer, garbage, commons, management, gated and paved parking lot, this is an affordable way to enjoy riverfront living! Float rated 5 in 2015. Located just moments from some of the best fishing and boating in the area with easy access to the beauty of the Columbia River Gorge Scenic Area this home offers a unique waterfront lifestyle. OPEN HOUSE 8/16 12:00-3:00pm!

18989 NE Marine DR Unit #44, Portland
$549,000
2 Beds ⋅ 2 Baths ⋅ 614217186 MLS
This home hasn't been on the market in 40 years — a rare, floating home on North Portland Harbor with uninterrupted east-to-west water views, sunrises and sunsets right from your own dock, and a view of Mt. Hood to top it off. Original wood paneling runs throughout, and the living room has a gas fireplace along with a striking white spiral staircase — with a lit water feature at its base — leading up to the second level. The upstairs bedroom is oversized and works equally well as a second bedroom or a family room. There's also a large attic space, previously used as an office, that could easily become a third bedroom, playroom, office, or extra storage. A 3/4 bath rounds out the 2nd level.The kitchen has been updated with a glass tile backsplash, gas cooktop, and Bosch built-in microwave & oven.The primary bdrm is on the main w/ a ensuite bath that has an updated walk-in shower. Other recent updates include a tankless water heater and a new electrical panel (spring 2026). The home carries a 4-float rating with log and steel stringers (report upon request). Beyond that, it's ready for a new owner's cosmetic touch — solid bones, original details, and room to make it your own.This is life on the water, in every season. Warm days are made for paddleboarding or kayaking straight from your home down to the Island Cafe for lunch, and a short boat ride puts you in the main channel of the Columbia for some of the best fishing around — or just fish right off your own front deck. Come winter, watch the rain and fog roll over the river while you stay cozy by the fireplace, and every December this home has a front-row seat to the iconic Portland Christmas Ship Parade — the perfect excuse to host your holiday party. Located in the Tomahawk floating home community: a gated, self-run HOA that keeps dues low, and an active Yacht Club with reciprocal privileges at yacht clubs worldwide. About 15 minutes to PDX, 10 minutes to downtown Portland, and 5 minutes to downtown Vancouver, WA.

550 N Tomahawk Island Dr., Portland
$599,950
3 Beds ⋅ 2 Baths ⋅ 415201470 MLS
If you’ve ever lived on a floating home, you understand. If you haven’t, come take a look, linger awhile, and experience the magic for yourself. Sit on the deck, soak up the sun, watch the herons drift by, and let the river remind you that life doesn’t always need to hurry.Warm, inviting, and thoughtfully improved, this home features a new roof, kitchen, electrical, and plumbing. An oversized swim float is made for entertaining, paddleboarding, or simply stretching out in the sunshine, while a second float offers front-row seats to wildlife and spectacular sunsets. As evening settles in, watch Mount St. Helens glow beyond the river.The home is sold as-is and is a cash-only purchase. The most recent float inspection received a Rating 2 under current Title 28 standards; the home is grandfathered as an existing structure, but conventional financing is not available.If you’re going to live on the water, it should have charm, warmth, and a little magic. Don’t look back someday and wonder, “Why didn’t I live on the water?”

14944 NW Mill RD Unit #J, Portland
$240,000
2 Beds ⋅ 2 Baths ⋅ 608207593 MLS
This lovely Springtree condo is located in Washington County. Located in a beautiful park-like setting, it overlooks Fanno Creek, & because its an upper level end unit, the views are of private wooded areas. This single-level 2-bedroom 2-bathroom condo has brand new carpeting, and is awaiting your personal touches. In 2022, the building underwent an extensive exterior renovation, to include new roof, fiber cement siding, windows, sliding patio doors, terrace railings and exterior paint. The cost was $74,176. This great location is just minutes to Hillsdale, Multnomah Village, New Season, and Downtown Portland. Its also conveniently located on the busline, and provides easy access to commuter routes. * $409/mo of HOA dues is associated with special assessment. Once that is paid off at closing, HOA dues will be only $330/month.

5113 SW OLESON RD, Portland
$200,000
1 Beds ⋅ 1 Baths ⋅ 685261097 MLS
Floating home on one of the most entertaining sections of the Columbia River. Enjoy watching people paddle and boat by your house in a no wake zone that is actually observed! This very cute, 1-bedroom 1-bathroom floating house is one of the very few waterfront homes available anywhere in or near Portland under $300,000. The deck has a gazebo that gives you a shaded, cool spot for watching the traffic and wildlife. A step down on the water's edge makes it easy to get into and out of kayaks. There is an area in the deck for keeping a boat there easily.The windows and French doors on the side of the house with the deck are very high quality and have built-in blinds. The kitchen is roomy and open to the living room which has plenty of space for a desk and home office.The bedroom and living room both have their own mini-split system heads for heating and cooling. The bathroom has modern, bold cabinets and room for a stacked water and dryer.Schedule a showing of this waterfront property today!

531 N Bridgeton RD Unit #2, Portland
$515,000
2 Beds ⋅ 2 Baths ⋅ 281879884 MLS
NO HOA Exceptional waterfront townhouse with views of Mount St. Helens. This spacious 2,570 SF residence with 2 BR, 2.5 baths, offers light-filled living and dining spaces designed to capture the spectacular views. NO HOA’S. The updated kitchen offers modern finishes and ample workspace. Large living room with gas fireplace, vaulted ceilings, and deck capturing the spectacular views. The dining room opens to a second private deck with gas hookup for barbeque.The generous primary suite features a large walk-in closet, bath with double sinks, jetted soaking tub and walk-in shower. The 2nd bedroom features private bath and walk-in closet.The lower level with direct access to the double car garage, has a private office and large laundry room with ample storage.Enjoy front row seat to the 4th of July fireworks and the Christmas ships. A rare opportunity to enjoy waterfront living with breathtaking mountain views in a highly desirable setting. [Home Energy Score = 7. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10249080]

442 N BRIDGETON RD, Portland
$320,000
2 Beds ⋅ 1 Baths ⋅ 607736810 MLS
Rare opportunity to own one of only nine coveted corner slips in the Tomahawk Island Floating Home community with unobstructed western views and sweeping vistas of Portland Harbor. Positioned to capture incredible sunsets, open water, and an unmatched sense of privacy, this floating home offers a truly special waterfront setting. This moorage is also a certified Yacht Club w/ reciprical rights to yacht clubs world wide. Small community of 70 homes, pet friendly moorage with gated parking. The home itself will require improvements, including float work and interior updates, making this an ideal opportunity for buyers looking to renovate, reimagine, or create their own custom floating retreat. The real value lies in the ownership of this premier slip location — one of the best positions in the community.Features include expansive outdoor deck space, abundant natural light, and direct access to the unique floating home lifestyle just minutes from Portland amenities. Whether you envision a full restoration, modern redesign, or long-term investment, opportunities like this rarely come available in this moorage.Bring your vision and unlock the potential of this exceptional waterfront property.

580 N Tomahawk Island Dr DR, Portland
$414,400
2 Beds ⋅ 2 Baths ⋅ 570630543 MLS
Own your slip with this floating home, and enjoy a float rated 3+ out of 5 April 2026, which qualifies for financing. Brand-new Trex decking surrounds the home. A mini- split provides efficient heating in winter and cooling in summer. Designed by the original owner, an architect, the home features an efficient floor plan with vaulted tongue-and-groove ceilings. The main level includes one bedroom and a bonus room for flexible use, while upstairs offers the primary suite and a spacious loft-style office. Islands Moorage offers wide spaces between the finger rows for easier nautical maneuvering, low HOA fees of $415 per month which include water, garbage and sewer service. Plus gated with ample parking in paved lot. Moor your boat to the home for easy access to cruising, fishing and water sports on the river. You have a country feel living but proximity to the Columbia River Gorge Scenic Area yet you’re just 14 miles from downtown Portland and about 15 minutes to the airport. Living on the river is like a vacation every day! OPEN HOUSE 8/16, 12:00-3:00!

18989 NE Marine DR Unit #15, Portland
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