Portland Homes with Flood Zone Lot description

Portland Homes with Flood Zone Lot description

Welcome to Portland, Oregon—a vibrant city known for its eclectic culture, stunning natural beauty, and a strong sense of community. Nestled between the majestic Columbia and Willamette Rivers, Portland boasts a unique blend of urban sophistication and outdoor adventure. With its lush parks, thriving food scene, and renowned craft breweries, this city is a haven for those who appreciate a balanced lifestyle.

As you explore the real estate market in Portland, you'll find a diverse selection of homes that cater to a variety of tastes and budgets. Among these, properties located in flood zone lots offer a unique investment opportunity. While these homes may come with specific considerations, they often present a chance to own a piece of Portland's picturesque landscape, often at more accessible price points.

Living in a flood zone can mean embracing the charm of waterfront views and the tranquility of nature right at your doorstep. However, it’s essential to understand the implications of owning a property in such areas, including potential insurance requirements and zoning regulations. Many homeowners in these zones have successfully adapted their properties to mitigate risks, creating beautiful, resilient spaces that thrive in harmony with their surroundings.

Portland’s flood zone homes are not just about the property; they are about the lifestyle. Imagine morning walks along the river, community events in nearby parks, and the vibrant local arts scene—all within reach. If you’re ready to discover your dream home in this dynamic city, let us guide you through the possibilities that await in Portland’s flood zone neighborhoods. Your adventure in this remarkable city starts here!

Newest Portland Homes with Flood Zone Lot description

$565,000
2 Beds ⋅ 2 Baths ⋅ 614217186 MLS
This home hasn't been on the market in 40 years — a rare, floating home on North Portland Harbor with uninterrupted east-to-west water views, sunrises and sunsets right from your own dock, and a view of Mt. Hood to top it off. Original wood paneling runs throughout, and the living room has a gas fireplace along with a striking white spiral staircase — with a lit water feature at its base — leading up to the second level. The upstairs bedroom is oversized and works equally well as a second bedroom or a family room. There's also a large attic space, previously used as an office, that could easily become a third bedroom, playroom, office, or extra storage. A 3/4 bath rounds out the 2nd level.The kitchen has been updated with a glass tile backsplash, gas cooktop, and Bosch built-in microwave & oven.The primary bdrm is on the main w/ a ensuite bath that has an updated walk-in shower. Other recent updates include a tankless water heater and a new electrical panel (spring 2026). The home carries a 4-float rating with log and steel stringers (report upon request). Beyond that, it's ready for a new owner's cosmetic touch — solid bones, original details, and room to make it your own.This is life on the water, in every season. Warm days are made for paddleboarding or kayaking straight from your home down to the Island Cafe for lunch, and a short boat ride puts you in the main channel of the Columbia for some of the best fishing around — or just fish right off your own front deck. Come winter, watch the rain and fog roll over the river while you stay cozy by the fireplace, and every December this home has a front-row seat to the iconic Portland Christmas Ship Parade — the perfect excuse to host your holiday party. Located in the Tomahawk floating home community: a gated, self-run HOA that keeps dues low, and an active Yacht Club with reciprocal privileges at yacht clubs worldwide. About 15 minutes to PDX, 10 minutes to downtown Portland, and 5 minutes to downtown Vancouver, WA.

550 N Tomahawk Island Dr., Portland
$375,000
3 Beds ⋅ 1 Baths ⋅ 433864215 MLS
One-level living with an expansive backyard built for relaxing, entertaining, and enjoying the outdoors. This inviting ranch offers three well-sized bedrooms, comfortable living spaces, and plenty of opportunity to make the home your own. The kitchen features stainless steel appliances and a center island that provides generous workspace for cooking, gathering, and everyday living. Just off the dining area, a sliding glass door opens to the covered patio, creating an easy connection between the interior and the backyard. The bathroom features both a walk-in shower and a jetted tub, providing flexibility and comfort. Outside, the spacious, level yard is completely fenced and offers room to garden, play, entertain, or simply unwind. Gather around the fire pit on cool evenings, enjoy meals under the covered patio, or take advantage of the additional tool shed for outdoor storage. Luxury vinyl plank flooring runs throughout the home, offering a durable and low-maintenance finish. Three mini-split systems have been added for efficient heating and air conditioning, and the electrical panel has been replaced for added peace of mind. The converted garage adds valuable extra storage space with exterior access and also includes the washer and dryer. With one-level living, a highly usable floor plan, and a private backyard with space to enjoy, this home is ready for its next chapter. Come see it for yourself! [Home Energy Score = 8. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10135661]

10324 SE ELLIS ST, Portland
$525,000
2 Beds ⋅ 2 Baths ⋅ 583000926 MLS
Imagine waking up every morning to the gentle sway of the river & the soft glow of natural light filling your living room. You grab your coffee, step out onto the expansive deck, and watch the mist rise off the water. This isn't a vacation. It’s your everyday life. Welcome to a truly special, fully furnished floating home that effortlessly blends cozy comfort w/ modern living. Updated with thoughtful, high-end finishes, this home wraps you in warmth the moment you walk through the door. Cool evenings are meant for curling up by the crackling wood-burning fireplace, while sunny days invite you to live outdoors. Beyond the incredible vibe, this property offers rare peace of mind that sets it apart. Unlike most floating homes, you actually own the slip here, and the home sits on an elite, highly sought-after concrete float. It is one of only a select few in the entire community, providing rock-solid stability and making this dream lifestyle easily financeable. The deck is the heart of this home. It’s your front-row seat to river life, perfect for quiet morning reflections, lazy afternoon sunbathing, and vibrant evening entertaining. Living here means your backyard is a playground. Drop your paddleboard straight into the water for a peaceful midday cruise, or hop in your dinghy for a quick ride on the river. Docking for dinner or lunch is incredibly easy at local favorites like The Island Cafe or The Deck. You get to skip the traffic & arrive by water. When you do need to head out by land, you are minutes from downtown Portland, downtown Vancouver, and the Portland Airport. It is the ultimate location. You are remarkably close to everything the metro area has to offer, yet the second you walk down the ramp, the stresses of life completely melt away. This home is nestled within a wonderful, community of people who love the river lifestyle. The moorage is impeccably clean, exceptionally well-run, and offers a large, secure parking lot for peace of mind.

534 Tomahawk DR, Portland
$625,000
3 Beds ⋅ 2 Baths ⋅ 415201470 MLS
Some homes offer a place to live. This one offers a way of life.Nestled along the peaceful waters of the Multnomah Channel at Bridgeview Moorage, this floating home captures the romance of the Pacific Northwest. Wake to herons in flight, fish breaking the surface, and sunlight dancing across the river as you sip coffee on your deck. Through expansive windows, every season becomes a living work of art, with otters, passing boats, and the Sauvie Island Bridge completing the view.Inside, natural wood accents, cedar siding, a striking fireplace, three bedrooms, a dedicated office, and two beautifully remodeled bathrooms with heated floors create a warm and welcoming retreat. A new $20,000 kitchen remodel and a new $30,000 roof add lasting value and peace of mind.Outside, an oversized swim float invites entertaining, paddleboarding, or relaxing in the sun, while a second float offers a quiet front-row seat to wildlife and unforgettable sunsets. As evening falls, watch Mount St. Helens glow beyond the river and the sky melt into gold. With abundant storage, firewood storage, this is more than a home—it's a love affair with life on the water. Don’t be that person later in life that says, “why didn’t I live on the water?”

14944 NW Mill RD Unit #J, Portland
$255,000
2 Beds ⋅ 2 Baths ⋅ 608207593 MLS
This lovely Springtree condo is located in Washington County. Located in a beautiful park-like setting, it overlooks Fanno Creek, & because its an upper level end unit, the views are of private wooded areas. This single-level 2-bedroom 2-bathroom condo has brand new carpeting, and is awaiting your personal touches. In 2022, the building underwent an extensive exterior renovation, to include new roof, fiber cement siding, windows, sliding patio doors, terrace railings and exterior paint. The cost was $74,176. This great location is just minutes to Hillsdale, Multnomah Village, New Season, and Downtown Portland. Its also conveniently located on the busline, and provides easy access to commuter routes. * $409/mo of HOA dues is associated with special assessment. Once that is paid off at closing, HOA dues will be only $330/month.

5113 SW OLESON RD, Portland
$225,000
1 Beds ⋅ 1 Baths ⋅ 685261097 MLS
Floating home on one of the most entertaining sections of the Columbia River. Enjoy watching people paddle and boat by your house in a no wake zone that is actually observed! This very cute, 1-bedroom 1-bathroom floating house is one of the very few waterfront homes available anywhere in or near Portland under $300,000. The deck has a gazebo that gives you a shaded, cool spot for watching the traffic and wildlife. A step down on the water's edge makes it easy to get into and out of kayaks. There is an area in the deck for keeping a boat there easily.The windows and French doors on the side of the house with the deck are very high quality and have built-in blinds. The kitchen is roomy and open to the living room which has plenty of space for a desk and home office.The bedroom and living room both have their own mini-split system heads for heating and cooling. The bathroom has modern, bold cabinets and room for a stacked water and dryer.Schedule a showing of this waterfront property today!

531 N Bridgeton RD Unit #2, Portland
$500,000
2 Beds ⋅ 3 Baths ⋅ 594009571 MLS
Loving life in this fully renovated floating home with all new kitchen appliances, washer, dryer and metal roof sporting a large deck to enjoy River Life! The main level living space flows to the huge deck so you have easy access for dining, relaxation and pure joy. Year-round enjoyment with a cozy electric fireplace for quiet winters. Two ensuite bedrooms upstairs share an expansive deck to soak in the view of river, wildlife, Sauvie Island and the iconic Sauvie Island Bridge! Luxury plank flooring throughout. The upstairs loft office space has serene water and greenery view to make working most enjoyable. The moorage also offers its own pickleball and basketball court and upland garden area plus low slip fee of just $544 which includes your water, garbage & sewer service. House sits at bottom of ramp and is conveniently located in a peaceful country setting yet minutes to the island for produce stands, u-pick, beaches, etc. and about 20 minutes to Portland’s Alphabet & Pearl Districts! GREAT VALUE!

14936 NW Mill RD Unit #K, Portland
$530,000
2 Beds ⋅ 2 Baths ⋅ 281879884 MLS
NO HOA Exceptional waterfront townhouse with views of Mount St. Helens. This spacious 2,570 SF residence with 2 BR, 2.5 baths, offers light-filled living and dining spaces designed to capture the spectacular views. NO HOA’S. The updated kitchen offers modern finishes and ample workspace. Large living room with gas fireplace, vaulted ceilings, and deck capturing the spectacular views. The dining room opens to a second private deck with gas hookup for barbeque.The generous primary suite features a large walk-in closet, bath with double sinks, jetted soaking tub and walk-in shower. The 2nd bedroom features private bath and walk-in closet.The lower level with direct access to the double car garage, has a private office and large laundry room with ample storage.Enjoy front row seat to the 4th of July fireworks and the Christmas ships. A rare opportunity to enjoy waterfront living with breathtaking mountain views in a highly desirable setting. [Home Energy Score = 7. HES Report at https://rpt.greenbuildingregistry.com/hes/OR10249080]

442 N BRIDGETON RD, Portland
$320,000
2 Beds ⋅ 1 Baths ⋅ 607736810 MLS
Rare opportunity to own one of only nine coveted corner slips in the Tomahawk Island Floating Home community with unobstructed western views and sweeping vistas of Portland Harbor. Positioned to capture incredible sunsets, open water, and an unmatched sense of privacy, this floating home offers a truly special waterfront setting. This moorage is also a certified Yacht Club w/ reciprical rights to yacht clubs world wide. Small community of 70 homes, pet friendly moorage with gated parking. The home itself will require improvements, including float work and interior updates, making this an ideal opportunity for buyers looking to renovate, reimagine, or create their own custom floating retreat. The real value lies in the ownership of this premier slip location — one of the best positions in the community.Features include expansive outdoor deck space, abundant natural light, and direct access to the unique floating home lifestyle just minutes from Portland amenities. Whether you envision a full restoration, modern redesign, or long-term investment, opportunities like this rarely come available in this moorage.Bring your vision and unlock the potential of this exceptional waterfront property.

580 N Tomahawk Island Dr DR, Portland
$414,400
2 Beds ⋅ 2 Baths ⋅ 570630543 MLS
Own your slip with this floating home, and enjoy a float rated 3+ out of 5 April 2026, which qualifies for financing. Brand-new Trex decking surrounds the home. A mini- split provides efficient heating in winter and cooling in summer. Designed by the original owner, an architect, the home features an efficient floor plan with vaulted tongue-and-groove ceilings. The main level includes one bedroom and a bonus room for flexible use, while upstairs offers the primary suite and a spacious loft-style office. Islands Moorage offers wide spaces between the finger rows for easier nautical maneuvering, low HOA fees of $415 per month which include water, garbage and sewer service. Plus gated with ample parking in paved lot. Moor your boat to the home for easy access to cruising, fishing and water sports on the river. You have a country feel living but proximity to the Columbia River Gorge Scenic Area yet you’re just 14 miles from downtown Portland and about 15 minutes to the airport. Living on the river is like a vacation every day! OPEN HOUSE 7/12, 12:00-2:00

18989 NE Marine DR Unit #15, Portland
$495,000
2 Beds ⋅ 2 Baths ⋅ 502658868 MLS
If you don't mind having views and a relaxing river scene that includes an occasional kayaker, geese, ducks, sea lions, and even a sea plane every now and then, this waterfront home might be for you! The location is convenient, too, given that it's easy drive out Highway 30 from NW Portland and just about a 3.5 mile drive to shopping and restaurants in Scappoose. There is a mountain bike park only about a mile and a half away, half way up Rocky Point Road in the Tualatin Mountain Range. It's a great spot on the river to find very good locations for fishing for crappy, bass, and walleye in addition to the spring salmon run that goes right past the front deck. It is about an 8 mile trip by river to get to the Columbia River in in St Helens and it’s about the same distance to get to the Willamette River on the south end of Sauvie Island. This house has an open floor plan on the first floor with built-in cabinets, a great view of the river. This floating home has a whole-house water filtration system and has been newly painted throughout the interior. A cable railing surrounds the lower deck area with plenty of storage, including two sheds outside on the north side of the house. Upstairs, the entire floor is the primary suite with a large bathroom, makeup counter, sliding glass door that opens up onto a new, large balcony that has great views of Mount Saint Helens, the river, Sauvie Island, and also of the Tualatin mountains on the west side of the house. This floating home has new luxury vinyl plank flooring and granite countertops in the kitchen. The entire floating house has been refreshed throughout, is exceedingly clean, bright, and ready to go. The mini split system is an energy-efficient source of both heating and air conditioning. If you are against seeing sailboat masts, boats, mountains, and the river that combined give you the feeling that you are on vacation every day, then this waterfront house might not be the one for you! Dogs are allowed as pets!

24600 NW St Helens RD Unit #M42, Portland
$499,900
3 Beds ⋅ 1 Baths ⋅ 641879792 MLS
1914 Quintessential Portland Craftsman Bungalow: A TRUE must see! This beautifully updated Portland Craftsman bungalow blends timeless character with thoughtful modern improvements. Offering 2,262 square feet on a 5,000 square foot lot, the home features warm wood and wood-laminate flooring throughout, with no carpet, fresh interior paint, and a long list of practical upgrades.The primary bedroom is on the main floor. The renovated kitchen is both stylish and highly functional, featuring a new Frigidaire Gallery gas range, complementary stainless appliances, dishwasher, microwave, refrigerator, custom backsplash, vent hood, stainless outlets, soft-closing cabinetry, a pantry, and abundant storage. The adjacent mudroom/laundry room includes beautiful tile and adds everyday convenience.The main living areas retain classic Craftsman charm, including a spacious living room with a coat closet and custom built-ins, along with a dining room featuring the original built-in buffet with generous storage. Custom window coverings have been added in the living room, dining room, kitchen, and primary bedroom.The large upper level offers flexible living space with wood-laminate flooring, new paint, and wood blinds. The partially finished basement includes a radon ventilation system, extensive storage, and a work table, making it ideal for projects, hobbies, or extra utility space.Major updates include a freshly painted exterior in 2025, a new electrical panel in 2025, a 2019 gas furnace, central air/heat pump, updated electrical and water piping, and a gas water heater.Outside, the fully fenced backyard is designed for comfort and function, featuring a deck, custom shed, privacy wall, and bicycle parking shed. A long driveway accommodates two vehicles.With classic Portland charm, meaningful system updates, generous storage, and many custom touches throughout, this Craftsman bungalow is move-in ready while still preserving the character that makes homes of this era so special.

10214 SE YUKON ST, Portland
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